Qualifying transactions include debit card purchases, QuickAccept payments, Chase QuickDeposit deposits, ACH credits, wire transfers and Chase Online Bill Pay transfers.Īfter completing all activities, Chase will deposit your bonus into your Business Complete Checking account within 15 days.Įach account is eligible for up to one bonus, and this offer is only available for new business checking accounts. Within 90 days of account opening, complete five qualifying transactions.For 60 days after enrolling in the offer and opening your account, maintain a balance of at least $2,000.New money is defined as money that is new to Chase or its affiliates. Within 30 days, fund your account with at least $2,000 in new money.This offer expires on July 22, 2024.Īfter opening your account, complete the following steps to qualify for the up to $300 bonus: Chase will email a personal code to use when opening the account if you apply at a branch, or automatically apply your code if you apply online. To get the offer code, navigate to the bonus page and click “Open an account,” then enter your email address in the required field. APY (5%)ĪPY is not a critical factor for checking accounts, but some accounts do offer APY comparable to savings accounts, which will help your money grow.Open your new Chase Business Complete Checking account by visiting a branch or the Chase website and using your unique offer code. We analyzed perks that premium checking accounts offer, like discounted mortgage rates, reduced closing costs, special customer services and other discounts. You’ll want a bank with a usable app and plenty of online features so that it’s easy to bank from anywhere. It’s important to have a bank that’s trustworthy and easy to reach when you need help. We analyzed minimum balances to avoid fees, minimum opening deposits and minimum balances to earn interest. Minimums affect how flexible your checking account is and which accounts you can access. We analyzed both branch and ATM locations. Access (15%)īecause you’ll likely be making frequent transactions with your checking account, access is important. We analyzed monthly maintenance fees, the ability to waive fees, overdraft fees, NSF fees and 3rd party ATM fees. Here are the categories we analyzed and how we weighted each: Fees (40%)įees are a critical factor to consider with your premium checking account because they can quickly eat away at your money. We ranked each account on 19 data points across seven categories. This included accounts from a mix of traditional banks, online banks and credit unions that are available nationally. MethodologyĬNN Underscored Money analyzed more than 15 checking accounts to create rankings for the best premium checking accounts. If you don’t think you’ll be able to meet the bank’s criteria, you may get more value from a free checking account or rewards checking account with fewer restrictions. Compare your average historical balance to the new account’s requirements. Many premium checking accounts assess a monthly fee in excess of $25 when balance requirements are not met.īefore committing to a premium checking account, review your account statements for the past several months. The key issue to remember when considering the value of a premium checking account is whether you’ll be able to consistently meet minimum balance requirements.
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